top of page

How Investors Buy Now and Pay Later with Installment Sales

I talk with dozens of potential real estate investors on a weekly basis. I frequently share why I started my career, as well as why I’m passionate about investing. Something that shocks many people is hearing that they can build generational wealth through property investment with little to no money down.

But how?

This is the most commonly asked follow-up question- and there is no one answer. There are so many different ways to invest in property with little to no money down. However, one of my favourite ways is by purchasing property through an installment sale.

If you’ve never heard of an installment sale, it’s actually pretty simple. Traditional property sales go like this: the seller lists the price and the buyer pays the full price either in cash or with a loan. However, with an installment sale, the seller agrees to let the buyer make payments over time instead of paying one lump sum. To qualify as an installment sale, the seller needs to receive at least one payment after the year in which the sale was made.

An installment sale benefits the buyer because they get to own an investment property without paying for it all at once. However, this type of sale also benefits the seller because it allows them to spread the tax liability from the sale over several years. Sellers can end up saving tens of thousands of rands in taxes just by selling as an installment sale!

Installment sales are one of the best-kept secrets in the real estate investment industry.

However, purchasing property through an installment sale is just one way to invest with little money down. You can also get funding, join a stokvel or invest strategically. I learned how to invest strategically thanks to the guidance of my mentor.

He had years of experience in the real estate investment industry, had closed dozens of deals and knew exactly how to lead me to success. Getting a mentor changed the trajectory of my entire real estate investment career.

If you’re looking for a mentor, I can help.

This year, I’m launching my Real Estate Wealth Builders Mentorship Program. This program is for you if you want to start building wealth through real estate investment. Here are some FAQs about the program:

What will the program teach me?

This program will teach you everything you need to know about becoming one of South Africa’s property millionaires. I will work with you one-on-one to help you create goals, develop an investor mindset, find profitable real estate investment opportunities and close deals.

Who is the program for?

This program is designed to help everyone from entry level investors to advanced investors. Whether you need help starting your investment business or refining your investment portfolio, I’m here for you.

How many mentees will you have?

I will only be accepting 15 people into the mentorship program this year. This ensures that I can have productive one-on-one sessions with each mentee.

If you’re on the fence about joining, don’t wait! The first 10 people to sign up for 2021 will receive a 30% discount and a FREE 10G tablet full of real estate investment resources.

Click here to learn more about the Real Estate Wealth Builders Mentorship Program and to sign up for this year!


If you’re ready to take the next step in your real estate investment journey, I would love to help. I have created a no-nonsense course that can help you go from beginner to profitable real estate investor in the next 90 days. Click HERE to find out more!

Interested in learning about how to invest in real estate with no money down? Grab your copy of my ebook How to Invest in Real Estate with No Money HERE! I am giving it away for FREE! In it, I reveal my proven strategy to building wealth through real estate investment without spending my own money. This strategy includes several of the income streams I created without paying any money down.

So- are you ready to start building wealth through real estate? If the answer is “yes,” then it’s time you followed these steps:

1. Download my ebook

2. Join our Program

4. Join our previous Live Stream on the YouTube Channel.

5. Join our Facebook Community to plug into a mastermind of like-minded individuals.

5. Book a FREE Mentorship Call with me